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      • CRM Business Solutions
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    • Join Our Team
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    • Contact Us
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The Kootenay Property Hub
  • Home
  • Local Home Services
    • Local Home Services
    • Hardy Helps Home Services
    • Kootenay Binworx
    • Rural Internet Service
    • FireSmart
  • Local Real Estate
    • Real Estate Professionals
    • Mortgage Calculators
    • Holtman S'Mortgages
  • Business to Business
    • CRM Business Solutions
    • Touch of The Kootenays
  • Join Our Team
  • Digtal Media
  • Contact Us
  • Our Blog
  • Learn Real Estate
  • Home Inpsecton Guide

holtman s'mortgages - Kootenay Roots, #1 Mortgage Solution

Small-Town Values, Award-Winning Mortgage Service

Meet Ashleigh Holtman

With roots in Castlegar, BC, Ashleigh Holtman brings small-town values and first-class service to every mortgage transaction. Growing up in the Kootenays taught her that in tight-knit communities, reputation is everything, and "good enough" is never good enough.

Now based in Sherwood Park, Alberta, Ashleigh is a fully licensed Mortgage Agent with Mortgage Architects, serving clients across Canada. Her straightforward, no-nonsense approach, combined with deep industry expertise, makes the mortgage process clear, simple, and tailored to your unique needs.

Castlegar Born, Nationally Recognized Mortgage Expert - Ashleigh Holtman

 Why Choose a Mortgage Broker?

  • Access to multiple lenders and exclusive mortgage products
  • Personalized service tailored to your financial situation
  • Expert guidance through the entire mortgage process
  • No cost to you – lenders pay the broker fees
  • Someone who works for you, not the bank

book a call with Ashleigh

Expert mortgage broker Services in the Kootenays

Why Choose Ashleigh Holtman as Your Mortgage Broker?

  • Access to multiple lenders and exclusive mortgage products
  • Personalized service tailored to your financial situation
  • Expert guidance through the entire mortgage process
  • No cost to you – lenders pay the broker fees
  • Someone who works for you, not the bank

book a call

Ashleigh's Awards & Recognition

  • Top 50 Women of Influence – Canadian Mortgage Professional magazine (2025)
  • New Broker of the Year – Alberta Mortgage Broker Association (2024)
  • National Conference Speaker – Mortgage Professionals of Canada Conference in Montreal
  • Team Borle Milestone – Part of a national team that funded over $1 billion in 2024
  • Event Organizer – Co-organized the Elevate Symposium, a women-in-mortgage networking and empowerment event

apply online today

Services Offered by Ashleigh

Purchases
Financing for your dream home purchase, whether it's your first home or your next investment property.

Refinances
Access your home equity for renovations, debt consolidation, or other financial goals.

Renewals
Shop around for a mortgage product that truly suits your needs, not just your current lender's offer.

The Holtman S'Mortgages Advantage

Working with a Mortgage Agent means having someone on your side with your best interests at heart. Unlike working directly with a single bank, Ashleigh has access to multiple lenders and mortgage products across Canada, allowing her to find the solution that's right for you.

Best of all? Her services are completely free to you.

Whether you're navigating a straightforward purchase or a complex financing situation, Ashleigh guides you through every step of the process, keeping you informed and empowered along the way.

Email Ashleigh Today

Expert The Kootenay Property Hub Installations

Get in Touch

Ready to explore your mortgage options? Ashleigh is just a phone call or message away.

Phone: 250-365-9516

apply online now

Mortgage Services in nelson, Trail and Castlegar

Purchases

Refinances

Refinances

 Ready to buy your dream home? Whether you're a first-time buyer or a seasoned investor, Ashleigh will help you navigate the purchase process with confidence. She'll secure competitive rates, explain your options clearly, and ensure you understand every step from pre-approval to closing. Your home purchase should be exciting, not stressful. 

book a call

Refinances

Refinances

Refinances

 Your home is more than just a place to live—it's a financial asset. Refinancing allows you to tap into your home equity for renovations, debt consolidation, education costs, or other important goals. Ashleigh will help you understand your equity position, compare lender options, and structure a refinance that aligns with your long-term financial plans. 


book a call

Renewals

Refinances

Renewals

 Don't just accept your lender's renewal offer without shopping around. Mortgage renewal time is your opportunity to reassess your needs and potentially save thousands. Ashleigh will review your current mortgage, compare rates and terms from multiple lenders, and negotiate on your behalf to ensure you're getting the best possible deal for your situation. 

book a call

Don't just take our word for it. Check out her testimonials

I wil never go back to the bank again.

If I could give 10 stars - Ashleigh would get them! I can not even express our gratitude for what she has done to secure our mortgage. Available any hour of the day, she goes well above and beyond for her clients. We had multiple questions day by day, and she would respond immediately with either a joint call, text, or email - she even called us from a family outing to put us at ease with our process. She’s absolutely amazing, and I would NEVER EVER go back to dealing with a bank directly.

- A. K.

Attention all home buyers!!! ESPECIALLY FIRST TIMERS!

I cannot even express to you in words how valuable Ashleigh had been to my husband and me during the mortgage process. The number of steps and stress you have to go through is insane. Ashleigh walked up through every single step, answered every single question (in plain English), kept our realtor in the loop the entire time, and sent all our paperwork in every direction it needed to go. Besides the anticipation of getting the approval, we had zero worries the whole time. We highly recommend this wonderful human! She's also funny and works around the clock. Got a question at 7 pm...she will answer! Want the best rate possible? She's got you! 5 stars in every aspect!

Thank you, Ashleigh! Seriously,y from the bottom of our hearts!

- D. S.

Ashleigh goes above and beyond

Working with Ashleigh has been such a great experience! Not only was she extremely helpful, but knowledgeable, efficient, patient, very hard working and dedicated. She goes above and beyond what is required of her! She took the time to explain everything in depth and ensured we understood what she was saying. She always made sure our questions were answered. Ashleigh was very flexible working with what seems like our forever-changing schedules, she worked on our time and even worked with us after her long work day was long over! She was willing to work with us, whichever was easiest for us! Wherever and whenever that was. Ashleigh put in so much work and literally gave us every option possible, having a rental and a new property with multiple other options. She is extremely dedicated and helpful. She was extremely willing to work with us at our pace, no pressure and checked in on us throughout the process. Ashleigh has continued to check in us, which makes us feel so important. We cannot wait till we purchase a new home with her help! Ashleigh is beyond helpful and dedicated. I can’t think of a better person to have helping us along in this process. I am glad our paths crossed, and we will continue to use her and pass her information on to those who are in need! Thank you, Ashleigh!

- J. L.

Small-town roots. Big-time expertise. Straight answers.

book your call today!

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